Financial Recovery Keeping Yourself in the Game |
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| By: James Dicks | ||||
"Don’t take yourself out of the game" Let me guess, some of you out there have fallen on tough financial times; some of you may be facing foreclosure and some may have lost your job…maybe all the above. I have the great fortune to speak with people just like you facing all sorts of financial issues every day. I was just told by an amazing man the other day that I was an amazing man. What a compliment, because I never looked at myself that way. All I was doing was sharing some of my insight as to how to keep moving forward and never take yourself out of the game. In fact, I learn from every person I meet. It doesn’t matter how successful they are or how much they are struggling; I am always blessed to be able to learn from others. The biggest thing I seem to hear these days is that things are tough. “I can't do it anymore, I don’t know what to do, I will never recover, what do I do now? How will I ever get back to where I was? There is just not enough time for me to fix this.” I have heard it all, and some of these things may hit home with you. Not to worry. There is still plenty of time for all of us. We just have to get motivated; find someone that can do that for you. Next, you have to get up and make something happen every day…and I mean every day. When things get bad you can't take the easy way out. Trust me I have been there too. I tried the “get depressed, go to bed and wake up a week later” strategy! That one didn’t work. I got out of bed a week later tired but with the same problems - only worse. One of the sayings you will hear from me is to keep the ball moving forward. It doesn’t matter what you do, just do something. Everything you do will have a cause and effect; for every action there is a reaction. It doesn't have to be instantaneous, it just has to happen. When you do something every day to keep the ball moving forward you will be reaping those actions down the road. Next thing you know, you are reaping all the positive reactions from your past actions. By the way, this is also why you don’t do things you shouldn’t. I am a firm believer in karma and everything you do comes back full circle. You reap what you sow. Always keep that in mind. Let me give you a few examples to help drive this home: 3 scenarios – - Facing foreclosure - Lost job - Vaporized financial portfolio Scenario number 1- Facing Foreclosure This one is probably one of the most prevalent today. Okay, so let's get over the shock we are facing foreclosure and may or may not loose our home. Well, you have to wake up and get out of bed first. Then develop and write a plan of action. Do it on paper so it is embedded in our subconscious which promotes good habits. Now start making phone calls, writing letters, just do something every day because it will start changing things and opening doors to new opportunities. I have written many specific ideas on this in some of my other stories. But when you start making calls you are keeping yourself in the game. If you give up, I can assure you, the end result will be foreclosure. When you start making calls remember that you may have to call the same number 20 times to get the right answer you are looking for. The call center you are calling at the bank probably has hundreds of people working there. Some of them are newbie's and some are long time associates that know it all. There is always a program to help you but not everyone working at the bank will know about it. Just keep yourself in the game. Scenario number 2- Lost Job Again many of you may currently be in this place. What do you do? Get up; that’s first thing to do to keep the ball moving forward. You must create a plan of action; once you do that you can carry out the plan of the day. Start making those phone calls and tap into your network. NETWORK! You must have a network to be successful in life, both personally and professionally. Some of you may have been in a fraternity; some of you may have joined the military. If you think you don’t have a network think again. Try your church, your family, your friends, former co-workers; all of these can be networks that can help you stay in the game. Do not be so proud that you can't or won’t ask for help. The first time may be the hardest but as you ask more and more people in your network for help you will find that it is not a bother. They are more than willing to help, and the more you ask the more momentum you will gain. The more phone calls you make, the more job interviews you go to, the more that will change. After all, you are where the good Lord wants you to be right now, and you will be where he wants you tomorrow. Just don’t take yourself out of the game…keep your faith and it will all work out. It always gets better. Scenario number 3 - Vaporized Financial Portfolio This one may be tough to handle. After all, you may have spent a lifetime building it. In the blink of an eye, so to speak, it’s gone. What do you do? First thing, you wake up, develop a plan and carry out the plan of the day. Start by making small changes, see what isn’t working and look for ways to diversify and start practicing good money management. Find someone that can motivate you; someone that you want to learn from. Even these small steps will start to make a difference. You see, you don’t have to get all your money back right way, or overnight. You will have to make some changes in your longer term plan and you may still have to make some sacrifices over the short term, but here is what will happen. These small steps will start to change your situation as you know it. Next week, next month, when you are working your plan you will start to see some significant steps forward. You don’t need to change it all today, just change a few things that will provide all the changes you need in the future. If you don’t get up and move the ball along or if you decide to take yourself out of the game, then there will be absolutely no hope. To finish, you should be able to grasp a few constant variables - - Have a plan - Carry out the plan of the day - Move the ball along - And don’t take yourself out of the game As always Happy Investing, James Dicks |
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| Article Source: http://yourfinance.co.za | ||||
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